Please note that lease payments are based on a 12% per annum discount factor; your monthly lease payments could be higher or lower depending on your credit rating.

Lease payments are approximate only and exclude state and local duties and taxes.

Benefits of Leasing

Complete Financing Solution
Unlike banks that finance only the equipment cost, our programs allow you to include additional costs such as freight, installation, software, and maintenance.

Low Monthly Payments and Cash Flow Control
Low monthly payments allow you to overcome ever present budget constraints and match payments to cash inflows.  Fixed monthly payments also improve budgeting and forecasting capabilities and improve control over cash flow.

Expenses Match Benefits
With lease financing, cash outlays are matched to the incremental revenues, cost savings or other benefits from the equipment, which makes it easier to cost justify.

Avoids Risks of Ownership
It is the use, not ownership, of equipment that provides benefits. Our programs allow you to reap the benefits of the latest equipment without taking the risks associated with ownership, such as obsolescence and debt burdens. These programs allow you to periodically upgrade equipment and take advantage of unforeseen technological advancements when they occur.

Conserves Capital, Maintains Financial Flexibility and Maximizes ROI
Leasing permits the acquisition of needed equipment immediately while preserving bank and other credit lines for other uses. Because leasing does not involve ownership, it can also help firms maximize their return on capital or equity.

Enhances Budget and Administrative Flexibility
Leasing gives you the flexibility to obtain needed equipment that was not originally anticipated in a capital budget since lease payments in an operating budget (unlike a capital budget) can be accommodated as a new expense item. Corporate branch operations, hospitals, nonprofit organizations and municipalities may acquire equipment under a lease arrangement, whereas capital budget restraints or administrative red tape may prevent capital outlay when you need the equipment now.

Tax Advantages
You may enjoy a more rapid write-off because the lease term is frequently shorter than the depreciable life of the equipment. In addition, lease payments under certain circumstances can be treated as fully tax-deductible business expenses. (Please consult your tax advisor.)